“Top 6”, The Most Exclusive Credit Cards

“Top 6”, The Most Exclusive Credit Cards

American Express Centurion® Credit Card

American Express Black Card  – Centurion Card

Intro APR: None

Regular APR: N/A (charge card)

Annual Fee: $7,500 initiation fee, $2,500 annual fee

Credit Needed: By invitation only

Dubai First Royale Mastercard

The card itself is trimmed with gold on two sides and features a solitary .235-carat diamond centered on the front.

Intro APR: Available upon request

Regular APR: Available upon request

Annual Fee:  Available upon request

Credit Needed: By invitation only

The Luxury Card: Mastercard® Gold Card

The card itself is constructed, at least partially, of 24-carat gold.

Intro APR: 0% for 15 months on balance transfers

Regular APR: 16.49% variable

Annual Fee: $995

Credit Needed: Excellent

The Coutts World/Silk Card

Coutts Bank also provides tiered gifts to cardholders who charge £25,000 or more annually.

Intro APR: N/A

Regular APR: N/A (charge card)

Annual Fee: None

Credit Needed: By invitation only

The JP Morgan Reserve Card (formerly the JP Morgan Chase Palladium Card)

It is offered only to clients of JP Morgan’s Global Wealth Management who have investible (non-real estate) assets of $10 million or more, so this is truly a credit card for the rich.

Intro APR: N/A

Regular APR: N/A

Annual Fee: $595

Credit Needed: By invitation only

The Chase Sapphire Reserve

The card has an annual fee of $550. And you must have an excellent credit score to be accepted.

Intro APR: N/A

Regular APR: 18.49%–25.49% variable APR

Annual Fee: $550; plus $75 for each additional user

Credit Needed: Excellent